Transmission fluid is already very thin fluid even when cold, obviously to a point. 5w20 oil is around 9 operating visc all modern tranny fluids are between 5.5 -7.5 operating bisc. So one grade thinner then 20 weight oil and up to the bottom line of what a 20 weight oil is. I think it is clear as day, manu's now view transmissions themselves as disposable items. It no longer makes sense to fix an 8 speed when the cost to drop and fix it would be marginal to the cost to put a brand new one in. Lifetime fluids and units that cant easily be serviced and cost a fortune to service, clearly they just want you to change transmissions when necessary.
And btw, this is a new thing, never before did all of these conditions exist, older transmissions are almost double the cost of newer trans. I would bet if you could delete the heated zf fluid, I would bet that transmission would last much longer. Let's be clear and stop wasting time talking about, they heat the fluid for gov't gas mileage goals and nothing else. Let's not go full stupid and think the damn temps we see on the zf8 is a good thing, many guys up at 250f, this is B A D.